Privacy Policy

Effective Date: October 1, 2025

1. Introduction Welcome to Budget Seminar. We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you visit our website or enroll in our budgeting and money management course.

2. Information We May Collect

• Personal Information: Name, email address, billing details
• Usage Data: IP address, browser type, pages visited
• Cookies and Tracking Technologies

3. How We May Use Your Information

• To provide and manage course access
• To communicate updates, promotions, or support
• To improve website functionality and user experience

4. Sharing Your Information We do not sell your personal data. We may share it with:

• Service providers (e.g., payment processors, email platforms)
• Legal authorities if required by law

5. Data Security We implement reasonable security measures to protect your data. However, no method of transmission over the Internet is 100% secure.

6. Do Not Sell My Personal Information (CCPA)
Under the California Consumer Privacy Act (CCPA), California residents have the right to opt out of the sale of their personal information.

We do not sell personal data for monetary value, but we may share information with third-party services (such as analytics or advertising platforms) that could be considered a “sale” under CCPA.

If you are a California resident and wish to exercise your right to opt out, please contact us at support@budgetseminar.com.

You may also submit your request by emailing us with the subject line “CCPA Opt-Out Request.” We will respond within the timeframe required by law.

7. Your Rights Depending on your location, you may have rights to access, correct, or delete your data. Contact us at support@budgetseminar.com to exercise these rights.

8. Third-Party Links Our site may contain links to external websites. We are not responsible for their privacy practices.

9. Changes to This Policy We may update this policy periodically. Changes will be posted on this page with a revised effective date.

10. Contact Us For questions, email support@budgetseminar.com.